Top 5 Credit Unicorns in 2024

Updated:

January 22, 2024

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Unicorns

Have you ever wondered which private companies in the Credit industry have the highest valuations?

You’re not alone.

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There are lots of unicorn companies in this space, and it can be difficult to keep track of them all.

We've decided to take a deep dive and put together a list containing 5 Credit unicorn startups, from highest to lowest valuation.

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5 Credit Unicorns Companies

Sheet

1,190 Unicorns

Information about their valuation, HQ's location, founded year, name of founders, funding amount and number of employees.

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1) Upgrade

Upgrade is the first ultralow-cost, transparent alternative to payday loans and other expensive forms of short-term credit.

Details of the startup:

  • Valuation: $6.28B (February 2018)

  • Country: United States

  • State: California

  • City: San Francisco

  • Started in: 2016

  • Founders: Adelina Grozdanova, Jeff Bogan, Matt Wierman, Renaud Laplanche, Soul Htite, Visar Nimani

  • Number of employees: 250-500

  • Funding: $562.50M

  • Funding rounds: 8

  • Number of investors: 27

You can find their website here.

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2) Neon

Neon is a digital bank that offers credit cards, personal loans, and investment products, among other services.

Details of the startup:

  • Valuation: $1.38B (February 2022)

  • Country: Brazil

  • City: Sao Paulo

  • Started in: 2016

  • Founders: Pedro Conrade

  • Number of employees: 500-1,000

  • Funding: $720.42M

  • Funding rounds: 7

  • Number of investors: 13

You can find their website here.

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3) Younited

Younited provides an online platform for lenders and borrowers to connect and conduct financial transactions.

Details of the startup:

  • Valuation: $1.16B (December 2022)

  • Country: France

  • State: Ile-de-France

  • City: Paris

  • Started in: 2009

  • Founders: Charles Egly, Geoffroy Guigou, Thomas Beylot

  • Number of employees: 501-1000

  • Funding: $513.68M

  • Funding rounds: 11

  • Number of investors: 16

You can find their website here.

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4) Scalapay

Scalapay is a payment solution provider that enables customers to purchase and pay in three installments without incurring any additional interest.

Details of the startup:

  • Valuation: $1.00B (February 2022)

  • Country: Italy

  • State: Lombardia

  • City: Milan

  • Started in: 2019

  • Founders: Johnny Mitrevski, Simone Mancini

  • Number of employees: 51-100

  • Funding: $727.48M

  • Funding rounds: 5

  • Number of investors: 11

You can find their website here.

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5) Esusu

Esusu is the leading financial technology platform that leverages data solutions to empower residents and improve property performance.

Details of the startup:

  • Valuation: $1.00B (January 2022)

  • Country: United States

  • State: New York

  • City: New York

  • Started in: 2015

  • Founders: Abbey Wemimo, Jeph Acheampong, Robert Henning, Samir Goel

  • Number of employees: 50-100

  • Funding: $144.43M

  • Funding rounds: 8

  • Number of investors: 26

You can find their website here.

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