Top 7 Consumer Lending Unicorns in 2024

Updated:

January 22, 2024

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Unicorns

Have you ever wondered which private companies in the Consumer Lending industry have the highest valuations?

You’re not alone.

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There are lots of unicorn companies in this space, and it can be difficult to keep track of them all.

We've decided to take a deep dive and put together a list containing 7 Consumer Lending unicorn startups, from highest to lowest valuation.

7 Consumer Lending Unicorns Companies

Sheet

1,190 Unicorns

Information about their valuation, HQ's location, founded year, name of founders, funding amount and number of employees.

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1) Better.com

Better.com is bridging the gap between technology and homeownership to create a powerful, new way for people all over the country to buy and own homes.

Details of the startup:

  • Valuation: $6.00B (November 2020)

  • Country: United States

  • State: New York

  • City: New York

  • Started in: 2016

  • Founders: Eric Wilson, Erik Bernhardsson, Shawn Low, Viral Shah, Vishal Garg

  • Number of employees: 5,000-10,000

  • Funding: $1,655.00M

  • Funding rounds: 10

  • Number of investors: 26

You can find their website here.

2) Creditas

Creditas is a financial technology startup that connects creditworthy individuals with proprietary technology to obtain fast, simple, and competitive financing.

Details of the startup:

  • Valuation: $4.80B (December 2020)

  • Country: Brazil

  • City: Sao Paulo

  • Started in: 2012

  • Founders: Sergio Furio

  • Number of employees: 1,000-5,000

  • Funding: $867.44M

  • Funding rounds: 10

  • Number of investors: 25

You can find their website here.

3) BlockFi

BlockFi allows cryptoasset owners to leverage their blockchain assets as collateral to receive liquid USD loans.

Details of the startup:

  • Valuation: $3.00B (March 2021)

  • Country: United States

  • State: New Jersey

  • City: Jersey City

  • Started in: 2017

  • Founders: Flori Marquez, Zac Prince

  • Number of employees: 500-1,000

  • Funding: $512.75M

  • Funding rounds: 16

  • Number of investors: 49

You can find their website here.

4) Avant

Avant is the next generation digital lending platform that leverages data science to provide safe and transparent financial products.

Details of the startup:

  • Valuation: $2.00B (December 2012)

  • Country: United States

  • State: Illinois

  • City: Chicago

  • Started in: 1973

  • Founders: Al Goldstein, John Sun, Paul Zhang

  • Number of employees: 500-1,000

  • Funding: $420.16M

  • Funding rounds: 11

  • Number of investors: 17

You can find their website here.

5) FinAccel

FinAccel is a credit risk and consumer lending platform that automates credit scoring and credit provision.

Details of the startup:

  • Valuation: $1.66B (August 2022)

  • Country: Indonesia

  • State: Jakarta Raya

  • City: Jakarta

  • Started in: 2015

  • Founders: Akshay Garg, Alie Tan, Umang Rustagi

  • Number of employees: 1001-5000

  • Funding: $260.00M

  • Funding rounds: 6

  • Number of investors: 23

You can find their website here.

6) JimuBox

Jimubox is a marketplace lending platform that facilitates business loans and consumer loans in China.

Details of the startup:

  • Valuation: $1.00B (April 2015)

  • Country: China

  • State: Beijing

  • City: Beijing

  • Started in: 2013

  • Founders: Barry Freeman, Jun Dong, William Wei

  • Number of employees: 500-1,000

  • Funding: $131.00M

  • Funding rounds: 4

  • Number of investors: 13

You can find their website here.

7) MobiKwik

MobiKwik is India’s leading fintech platform, operating businesses in consumer payments, payment gateway, and financial services.

Details of the startup:

  • Valuation: $1.00B (October 2021)

  • Country: India

  • City: Haryana

  • Started in: 2009

  • Founders: Bipin Singh, Chandan Joshi, Upasana Taku

  • Number of employees: 250-500

  • Funding: $248.96M

  • Funding rounds: 16

  • Number of investors: 27

You can find their website here.